FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentJust like many other banks, Grasshopper observes the same holiday schedule as the U.S. Federal Reserve. On these days, banking systems across the country, including payment networks and processing services, pause operations. This impacts the ability to process certain types of transactions, such as wire transfers, ACH payments, and mobile check deposits.
Understanding the holiday schedule is important for planning ahead and avoiding potential delays in time-sensitive financial activity. Whether you are managing payroll, sending vendor payments, or initiating transfers, it’s a good idea to keep these dates in mind. That way, you can plan ahead and take appropriate action in advance to avoid any surprises.
Federal Reserve Holiday Schedule
| Holiday | 2025 | 2026 | 2027 | 2028 | 2029 |
|---|---|---|---|---|---|
| New Year's Day | January 1 | January 1 | January 1 | January 1* | January 1 |
| Martin Luther King Jr. Day | January 20 | January 19 | January 18 | January 17 | January 15 |
| Washington's Birthday (Presidents Day) | February 17 | February 16 | February 15 | February 21 | February 19 |
| Memorial Day | May 26 | May 25 | May 31 | May 29 | May 28 |
| Juneteenth National Independence Day | June 19 | June 19 | June 19* | June 19 | June 19 |
| Independence Day | July 4 | July 4* | July 4** | July 4 | July 4 |
| Labor Day | September 1 | September 7 | September 6 | September 4 | September 3 |
| Columbus Day | October 13 | October 12 | October 11 | October 9 | October 8 |
| Veterans Day | November 11 | November 11 | November 11 | November 11* | November 11** |
| Thanksgiving Day | November 27 | November 26 | November 25 | November 23 | November 22 |
| Christmas Day | December 25 | December 25 | December 25* | December 25 | December 25 |
*For holidays falling on Saturday, Grasshopper will be open with regular business hours in effect the preceding Friday.
**For holidays falling on Sunday, Grasshopper will be closed the following Monday.
Impact on Banking Operations
On federal holidays, services that depend on the Federal Reserve system, including ACH payments, domestic and international wires, and check clearing, will not be processed until the next business day. While clients retain full access to online and mobile banking tools, transaction timelines may be affected. To minimize disruption, we encourage clients to plan transfers and payments around these closures whenever possible.
Client Services Availability
Although banking operations follow the federal holiday schedule, Client Services may be available with limited coverage on select holidays to assist with urgent matters. Availability and hours of operation on these dates will be communicated in advance via email and/or online and mobile banking platform notifications.
Support
For questions or concerns about the federal holiday schedule and the impact this may have on your business, you can contact Client Services Monday-Friday 9am-9pm ET by dialing 888.895.9685 or emailing support@grasshopper.bank.
For your convenience, we also offer support via secure message or chat.